Critical Illness Plan

Instant online coverage in minutes for 24 critical conditions.
Get a quote & apply

Do you have a plan?

No one plans to be sick, but what’s your plan if you are? Our Critical Illness Plan can help provide financial stability by paying-out a tax-free lump sum if you are diagnosed with one the 24 covered conditions. The money can be used to cover lost income, cost of medication and treatment as well any other needs to ensure you can focus on recovery.

Key Benefits of our Plan


Instant coverage for 24 critical conditions

This plan will pay your chosen benefit amount if you are diagnosed with a covered critical illness, including cancer heart attack and stroke. Please CLICK HERE to see the complete list of conditions.

Get an instant quote and buy the plan online

Getting coverage is fast and easy with our online application. Check your rate, choose your coverage and purchase directly on our site. Your policy will be emailed as well as mailed within 2 business days.

Coverage from $5,000 to $150,000 with no medical exam

Acceptance is guaranteed up to $50,000 for Canadian residents ages 18-69. For higher coverage you can qualify easily with a short, 6 questions questionnaire.


30-day review period

Take 30 days to review your policy and if you are not completely satisfied, receive a full refund of premiums.

List of Conditions

Alzheimer’s disease
Aorta surgery
Benign brain tumor
Coronary artery bypass surgery
Heart attack
Heart valve replacement
Loss of speech
Major organ failure
Major organ transplant
Motor neuron disease
Multiple sclerosis
Occupational HIV Infection
Parkinson’s disease
Severe burns
Three Limited Covered Conditions: DCIS, Early stage prostate cancer, Loss of independence.

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Additional Plan Information

Learn more about features, benefits and exclusions for our plan
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